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2023-2024 Rates and Dates

Student Coverage Rates

Full Year (12 Month) Coverage: $3,792

Student Status

Coverage Dates

Fall Bill

Spring Bill

August 2023 Graduates 

7/1/2023 - 8/31/2023



Fall 2023 New Students

8/1/2023 - 6/30/2024



Fall 2023 Returning Students (including students starting Summer 2023) and all Fully-funded Graduate Students

7/1/2023 - 6/30/2024



Spring 2024 New Students & Students Returning From Leave

1/1/2024 - 6/30/2024



New students beginning in the summer (May, June, or July) will be enrolled in summer SHP, see 2022 - 23 Rates and Dates, and charged a separate premium to their summer bursar bill unless they have an approved waiver by 7/31/2023. 

Dependent Coverage Rates

Dependent coverage is not billed by the bursar and must be paid by credit or debit card.

  • Spouse/Domestic Partner:  $3,792
  • One Child: $3,792
  • Two or More Children: $7,584

See the Dependent Enrollment section for instructions on enrolling dependents and payment plan options. Coverage dates for dependents are the same as for students unless the dependent is enrolled mid-year due to a qualifying life event.

Enrollment Deadlines



Executive Program Students and Non-Degree Students with less than 12 credits


Dependent Open Enrollment Deadline for Fall Start Students


Dependent Open Enrollment Deadline for Spring Start Students


Dependents of SHP-Enrolled Late Registered Students

Within 30 days of student SHP enrollment

Following a Qualifying Life Event (Students and/or Dependents)

Within 30 days of event

Waiver Deadlines

A waiver must be approved every academic semester you are an active student.  Waiver submission does not guarantee approval.  It is your responsibility to monitor your waiver status and to update your waiver by the deadline.  Log in to Gallagher Student Health to check your waiver status.  For more information on waiving, visit our pages on Eligibility to Waive and How Do I Waive.


Submission Deadline

Update Deadline

Early Start Students (continuing in Fall 2023)




8/31/2023 (only 2023-2024 coverage will be waived)

New Admit Fall Start Students (also see New Student To Do List)



Returning Fall Students (includes continuing students and returning from leave)



Spring New Matriculated Students 



Spring Waiver Reverification of Fall Approved Waivers (Active Coverage Check)



Late Registered Students

within 30 days of SHP enrollment

within 30 days of submission

Important for Students Returning from Leave: Due to the complexity of returning from leave of absence, any student returning from leave who is planning to waive SHP is strongly encouraged to contact our office at as soon as their return date has been formally confirmed.

For any waiver submitted by the deadline that could meet the requirements but needs additional information for approval, the student will receive a message from Gallagher Student Health requesting additional information. After the waiver update deadline as listed above, all waivers are locked for editing. You can submit a termination of coverage request to receive a pro-rated refund.

Extension Requests

Graduation Status

When to Request and Pay

Dates of Coverage


August 2023 Graduates with Summer Credits

7/1/2023 - 10/31/2023

9/1/2023 - 11/30/2023


August 2023 Graduates without Summer Credits

5/1/2023 - 8/31/2023

7/1/2023 - 9/30/2023


December 2023 Graduates

12/1/2023- 2/28/2024

1/1/2024 - 3/31/2024


May 2024 Graduates

5/1/2024 - 8/31/2024

7/1/2024 - 9/30/2024


For more information, see our Extension Options for Recent Graduates page.