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2024-2025 Rates and Dates

Student Coverage RatesFull Year (12 Month) Coverage: $3,828
Student StatusCoverage DatesFall BillSpring Bill
August 2024 Graduates 7/1/2024 - 8/31/2024$638 (billed to summer term)n/a
Fall 2024 New Students8/1/2024 - 6/30/2025$1,595$1,914
Fall 2024 Returning Students (including students starting Summer 2024) and all Fully-funded Graduate Students7/1/2024 - 6/30/2025$1,914$1,914
Spring 2025 New Students & Students Returning From Leave1/1/2025 - 6/30/2025n/a$1,914

Dependent Coverage Rates

Dependent coverage is not billed by the bursar and must be paid by credit or debit card.

  • Spouse/Domestic Partner: $3,828
  • One Child: $3,828
  • Two or More Children: $7,656

See the Dependent Enrollment section for instructions on enrolling dependents and payment. Coverage dates for dependents are the same as for students unless the dependent is enrolled outside open enrollment due to a qualifying life event.

Enrollment Deadlines
Population(s)Deadline
  • Dependents of Fall Start Students
  • Fall Start Students Who are NOT Automatically Enrolled
8/31/2024
  • Dependents of Spring Start Students
  • Spring Start Students Who are NOT Automatically Enrolled
1/31/2025
  • Dependents of SHP-Enrolled Late Registered Students
Within 30 days of student SHP enrollment
  • Following a Qualifying Life Event (Students and/or Dependents)
Within 30 days of event
Waiver Deadlines waiver must be approved every academic semester you are an active student.  Waiver submission does not guarantee approval.  It is your responsibility to monitor your waiver status and to update your waiver by the deadline.  Log in to Gallagher Student Health to check your waiver status.  For more information on waiving, visit our pages on Eligibility to Waive and How Do I Waive.
StudentDeadline
Early Start Students at NYC Tech Campus (continuing in Fall 2024)5/31/2024
Early Start Students at Ithaca Campus Seeking Waivers for Both Summer 2024 and Fall 2024 (Waiver Effective 6/1/24)7/31/2024                 
Early Start Students at Ithaca Campus Seeking Waiver for Fall 2024 Coverage only (Waiver Effective 7/1/24)7/31/2024   
New Admit Fall Start Students (also see New Student To Do List)7/31/2024
Fall Waiver Reverification Updates of Prior Approved Waivers (Active Coverage Check)7/31/2024
Returning Fall Students with Leave Date Before Spring 20247/31/2024
Spring New Matriculated Students 1/21/2025 (Additional documentation, if required after initial submission, is due 1/31/2025.)
Spring Waiver Reverification of Fall Approved Waivers (Active Coverage Check)1/31/2025
Late Registered StudentsWithin 30 days of SHP enrollment
Important for Students Returning from Leave: Due to the complexity of returning from leave of absence, any student returning from leave who is planning to waive SHP is strongly encouraged to contact our office at studentbenefits@cornell.edu as soon as their return date has been formally confirmed.

For any waiver submitted by the deadline that could meet the requirements but needs additional information for approval, the student will receive a message from Gallagher Student Health requesting additional information. After the waiver update deadline as listed above, all waivers are locked for editing. You can submit a termination of coverage request to receive a pro-rated refund.

Extension Requests
Graduation StatusWhen to Request and PayDates of CoverageCost
August 2024 Graduates with Summer Credits7/1/2024 - 10/31/20249/1/2024 - 11/30/2024$957
August 2024 Graduates without Summer Credits6/1/2024 - 8/31/20247/1/2024 - 9/30/2024$957
December 2024 Graduates12/1/2024- 2/28/20251/1/2025 - 3/31/2025$957
May 2025 Graduates6/1/2025 - 8/31/20257/1/2025 - 9/30/2025TBA

For more information, see our Continuation of SHP Options for Recent Graduates page.