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2022 - 2023 Rates & Dates

2022-2023 Academic Year SHP Coverage

Plan Year Begins: July 1st, 2022
Plan Year Ends: June 30th, 2023

Student Coverage Rates

Full Year (12 Month) Coverage: $3,612

Student Status Coverage Dates Fall Bill Spring Bill

August Graduates 

7/1/22 - 8/31/2022



Fall 2022 New Students

8/1/22 - 6/30/23



Fall 2022 Returning Students (including students starting Summer 2022)
and all Fully-funded Graduate Students

7/1/22 - 6/30/23



Spring 2023 New Students & Students Returning From Leave

1/1/23 - 6/30/23



Early start new students beginning in the Summer 2022 term will be enrolled in summer SHP, see 2021 - 22 Rates and Dates, and charged a separate premium to their summer bursar bill unless they waive coverage by 6/30/22. 

Dependent Coverage Rates

Dependent coverage is not billed by the bursar and must be paid by credit or debit card.

Full-year dependent 2022-23 premiums (partial-year premiums are pro-rated based on start date):

  • Spouse/Domestic Partner: $3,612
  • One Child: $3,612
  • Two or More Children: $7,224

Dependent applications must be submitted separately every year. For more information see dependent enrollment.

See the Dependent Enrollment section for instructions on enrolling dependents and payment plan options. Coverage dates for dependents are the same as for students unless the dependent is enrolled mid-year due to a qualifying life event.

Enrollment Deadlines

Enrollment Option Deadline
Fall, Spring, or Summer Students in a degree seeking program (enrolled in 1 or more credits) Automatically enrolled*
Full time non-degree seeking students Automatically enrolled*
Spring Waiver Reverification of Fall Approved Waivers (Active Coverage Check) Automatically enrolled**
Late Registered Students Automatically enrolled upon registrar update
Dependent Open Enrollment Deadline for Fall Start Students 8/31/22
Dependent Open Enrollment Deadline for Spring Start Students 1/31/23
Dependents of SHP-Enrolled Late Registered Students Within 30 days of student SHP enrollment
Following a Qualifying Life Event (Students and/or Dependents) Within 30 days of event

*Occurs automatically unless student has an approved waiver for the current academic year.
**Occurs automatically unless student has passed the active coverage check or has an approved spring waiver.

Waiver Submission Deadlines

A waiver request must be submitted every academic year
Student Submission Deadline*
Returning Fall Students and Early Start Students (includes continuing students and returning from leave) 6/30/2022 (waiver must be submitted by 6/30/2022 to apply to summer and annual coverage)
New Admit Fall Start Students 7/31/2022 (also see New Student Checklist)
Spring Matriculated Students  12/31/2022
Spring Waiver Reverification of Fall Approved Waivers (Active Coverage Check) 1/31/2023
Late Registered Students Within 30 days of SHP enrollment
Early Start (May & June 2023) Programs continue into Fall 2023 6/30/2023 (waiver must be submitted by 6/30/2023 to apply to summer and annual coverage)

*For any waiver submitted before the deadline that could meet the requirements and needs additional information for approval, the student will receive an initial denial message from Gallagher Student Health. You have up to 30 days after the waiver deadline to upload documentation. At day 31, all waivers are locked for editing and your only option is to submit a termination of coverage request.

Extension Requests

Graduation Status When to Request and Pay Dates of Coverage Cost
August 2022 Graduates with Summer Credits 7/1/2022 - 10/31/2022 9/1/22 - 11/30/22 $903
August 2022 Graduates without Summer Credits 5/1/2022 - 8/31/2022 7/1/22 - 9/30/22 $903
December 2022 Graduates 12/1/2022 - 2/28/2023 1/1/23 - 3/31/23 $903
May 2023 Graduates 5/1/2023 - 8/31/2023 7/1/2023 - 9/30/2023 $948

For more information, see our Extension Options for Recent Graduates page.