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Rates & Dates

SHP Premium Billing

Students 

SHP premiums are billed on a semester basis. Generally, the premium for the fall semester is billed in July and again in January. New spring entrants will be billed and charged in January for coverage beginning January 1 through June 30.

Dependents

Dependents are not billed to the University bursar. Dependent billing is a direct payment to SHP as a one-time payment in full or a payment plan. For more information see dependent enrollment on enrolling dependents and payment plan options.

Waiving SHP

Submitting a waiver is an annual process. 

All eligible students seeking to maintain their own insurance during the academic year must do so by the appropriate waiver deadline.

Waivers submitted at the beginning of the academic year will be re-run in January to check for continued coverage. Approved students will receive a waiver for the fall and then a second waiver for the spring if the re-run is successful. 

Failure to attain an approved waiver for each semester will result in sustained enrollment in SHP.

SHP Enrollment Dates

Students

All students are automatically enrolled in SHP and have the responsibility of confirming enrollment or, if eligible, completing a waiver. Failure to secure an approved waiver will result in sustained enrollment on SHP. Fall open enrollment is July 1st - July 31st; Spring open enrollment is January 1 - January 31st.

See the Enrollment Events table for additional information on enrollment outside of the general open enrollment period and the Enrollment page for information about completing a student enrollment.

Dependents 

Dependent enrollment occurs annually between July 1st - August 31st. New Spring entrants may enroll dependents between January 1st - January 31st.

See the Dependent Enrollment section for instructions on enrolling dependents and payment plan options. Coverage dates for dependents are the same as for students unless the dependent is enrolled mid-year due to a qualifying life event.

Financial Aid and & Health-Related Costs

SHP enrollees may request a loan for the SHP premium. Please consult the Financial Aid Information for Newly Admitted Students for more information.

Students should review Summary of Benefits or Certificate of Coverage to budget annual cost-share expenses. *For an accommodation for this PDF, please contact studentbenefits@cornell.edu.