Waive Your SHP Enrollment

Annual waiver process

Automatic SHP enrollment: Each year, students enrolled in a full-time Cornell program are automatically enrolled in Cornell's Student Health Plan (SHP) as part of university policy requiring all students to have quality health insurance. (Exception: Some students may be eligible for SHP+)

Waiving SHP: Eligible students who have alternate health insurance that meets Cornell's requirements may apply to waive their SHP enrollment. Students who retain their own insurance must submit a waiver application annually.

Before submitting a waiver application ...

  1. Confirm that your health insurance meets Cornell's requirements (non-New York state-based HMOs not accepted)

  2. Understand that waiver applications are not accepted from:
    • International students, who are required to maintain their SHP enrollment (with some exceptions)
    • Fully funded graduate students, who have SHP provided as a benefit of their program
    • Student Health Plan Plus (SHP+) enrollees, who do not need to waive SHP

  3. Make sure your plan compares well with SHP and provides the coverage you want and need (TIP: Compare your plan's Summary of Benefits and Coverage with SHP's Summary of Benefits and Coverage) ​​​​​​

  4. ITHACA STUDENTS: Understand that if your waiver is approved, you will pay a Student Health Fee (gives you the same pre-paid access to care at Cornell Health as SHP members have, with a $10 copay for most visits)

Submitting a waiver application

The deadline to submit a late waiver application was August 31.

Beginning September 1, students with insurance that meets Cornell's requirements may cancel their insurance. A $150 cancellation fee applies. Students in Ithaca who cancel their SHP coverage will be responsible for the Student Health Fee.

If you have any questions or concerns, please contact us.


Please contact us.