Health Plans

SHP and SHP+

Cornell offers two health plans developed specifically for Cornell students. Learn more by visiting the plan-specific pages below:

Plan coverage for COVID-19 testing / treatment

SHP / SHP+ is currently providing the following benefits for plan members who require testing and/or treatment for COVID-19.

Effective through January 8, 2021 (with an expected extension beyond that date):

  • 100% coverage for COVID-19 diagnostic and antibody testing and the associated visit that accompanies that testing
  • 100% coverage at any in-network or out-of-network hospital for an inpatient admission for COVID-19
  • 100% coverage for any telehealth service inclusive of mental health and medical care

More detail on coverage for testing:

COVID-19 testing will only be covered by SHP if a student meets clinical criteria for testing and the testing is recommended and ordered by a licensed provider. If a student is asymptomatic and is seeking testing for return to work, school, general health surveillance, self -surveillance, or self-diagnosis, SHP/SHP+ will NOT cover those tests. Testing through Cornell's arrival and surveillance programs is free (learn more here). Learn more about what will be covered by SHP/SHP+. And see information from the CDC about antibody testing.  

Questions? Please email

Please be aware of insurance scams

Cornell's student health plans are dedicated to the well-being and privacy of our insured persons. Please be mindful of any misrepresentation of our name or services. SHP is a Cornell student health plan only. SHP and Cornell University do not provide any other kind of insurance. 

In effort to protect your security, please stay informed of COVID-19 developments by visiting the official websites of the U.S. Centers for Disease Control and Prevention (CDC), the New York State Department of Health (NYSDOH), and the New York State Department of Financial Services (DFS) coronavirus section on their website. 

Additionally, the DFS has reported an increase in insurance scams due to the pandemic situation. Please visit the coronavirus-related scams section of the DFS website for information.