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2021 - 2022 Rates & Dates

2021-2022 Academic Year SHP Coverage

Plan Year Begins: August 1st, 2021
Plan Year Ends: June 30th, 2022

The 2021-2022 plan year is 11 months long. Beginning in the 2022-2023 academic year, the plan will run from July 1st through June 30th. This was changed to better align with Cornell’s academic and billing schedule. The total SHP premium has been adjusted to reflect the current plan year’s length—students are only paying 11 months’ worth of premiums if enrolled for the full plan year.

Dependent applications must be submitted separately every year. For more information see dependent enrollment.

Student Coverage Rates

SHP premiums are billed on a semester basis. The SHP premium for August 1, 2021 - January 31, 2022, is billed in July and shows on your August bursar bill. For continuing students in the spring, the spring premium for February 1 - June 30, 2022, is billed in January and shows on your February bursar bill. New spring entrants will be billed and charged in January for coverage beginning January 1, 2022.

  • Full academic year SHP premium: $3,135 ($1,710 billed in fall, $1,425 billed in spring)
  • Fall-only SHP (6 months coverage for 8/1/21 through 1/31/22): $1,710
  • Spring-only SHP (6 months coverage for 1/1/22 through 6/30/22): $1,710
  • Students enrolling in SHP late due to a qualifying life event will be billed on a pro-rated basis.

Dependent Coverage Rates

See the Dependent Enrollment section for instructions on enrolling dependents and payment plan options. Coverage dates for dependents are the same as for students unless the dependent is enrolled mid-year due to a qualifying life event.

Full-year dependent 2021-22 premiums (partial-year premiums are pro-rated based on start date):

  • Spouse/Domestic Partner: $3,135
  • One Child: $3,135
  • Two or More Children: $6,270

Enrollment Deadlines

Enrollment Option Deadline
Fall, Spring, or Summer Students in a degree seeking program (enrolled in 1 or more credits) Automatically enrolled*
Full time non-degree seeking students Automatically enrolled*
Spring Waiver Rerun of Fall Approved Waivers (Active Coverage Check) Automatically enrolled**
Late Registered Students Automatically enrolled upon registrar update
Dependent Open Enrollment Deadline for Fall Start Students 8/31/21
Dependent Open Enrollment Deadline for Spring Start Students 1/31/22
Dependents of SHP-Enrolled Late Registered Students Within 30 days of student SHP enrollment
Following a Qualifying Life Event (Students and/or Dependents) Within 30 days of event

*Occurs automatically unless student has an approved waiver for the current academic year.
**Occurs automatically unless student has passed the active coverage check or has an approved spring waiver.

Waiver Submission Deadlines

A waiver request must be submitted every academic year.
Student Submission Deadline
Fall Matriculated Students 7/31/2021
Spring Matriculated Students 12/31/2021
Spring Waiver Rerun of Fall Approved Waivers (Active Coverage Check) 2/11/2022
Early Start (May & June 2022) Programs continuing into Fall 2022 6/30/2022 (also see New Student Checklist)
Late Registered Students Within 30 days of SHP enrollment

Extension Requests

Graduation Status When to Request and Pay Dates of Coverage Cost
December 2021 Graduates 12/1/21 - 3/31/22 2/1/22 - 4/30/22 $855
May 2022 Graduates 5/1/22 - 8/31/22 7/1/22 - 9/30/22* TBA

*May graduates extending coverage into the 2022-2023 plan year will be subject to new plan year terms, deductibles, and out-of-pocket maximums.

For more information, see our Extension Options for Recent Graduates page. For students graduating Summer 2022 or later, please refer to the 22-23 Rates & Dates Page.

    Financial Aid and & Health-Related Costs

    SHP enrollees may request a loan for the SHP premium. Please consult the Financial Aid Information for Newly Admitted Students for more information.

    Students should review Summary of Benefits or Certificate of Coverage to budget annual cost-share expenses. *For an accommodation for this PDF, please contact studentbenefits@cornell.edu.