Enroll in SHP
Visit Student Health Plan to learn about SHP and its benefits to those studying in Ithaca, New York City, and anywhere in the United States or abroad.
Please see STUDENT ENROLLMENT information below for ...
- Full-time academic-year students
- Part-time academic-year students
- Academic-year students who wish to enroll mid-year
- Summer students
- Students going on a Leave of Absence
- Graduating students
Want to enroll DEPENDENTS?
Students enrolled in a full-time (non-distance learning) Cornell program are automatically enrolled in Cornell's Student Health Plan (SHP) each year to ensure that they have health insurance that meets the university's requirements. (Exception: Some students are eligible for SHP-Medicaid instead of SHP.)
Automatic SHP enrollment takes place each June for the following academic year, and each December for students starting the following spring semester. You will receive information from our office at the start of this process each year.
- Students who wish to stay enrolled do not need to do anything to accept their enrollment – although they may confirm their enrollment through Gallagher Student Health, if they wish: [Cornell University student login] [Cornell Tech student login].
- Students who do not wish to stay enrolled must submit a waiver application annually to demonstrate that they have alternate insurance that meets Cornell's requirements (eligible students only).
Students who are not studying full time may be eligible to enroll in SHP. Please contact our office to learn more, and to access the enrollment application. The open enrollment deadline is August 31 for fall students, and January 31 for new entering spring students.
Students who initially waived SHP may enroll in the plan mid-year ("petition to add coverage") if they experience a qualifying event. Qualifying events include:
- Reaching the age limit of another health insurance plan
- Loss of health insurance through a marriage or divorce
- Involuntary loss of coverage from another health insurance plan
(A qualifying event does not include seeking enrollment to gain access to a benefit that was exhausted under their current private insurance plan.)
If you have experienced a qualifying event and would like to enroll in SHP, log in to the Gallagher Student Health website [Cornell University student login] [Cornell Tech student login] and complete a "Petition to Add" form, found in the "Student Plan Information" section. Please submit the form directly to Gallagher.
Domestic students taking credits during the summer months are not automatically enrolled in SHP. International students who are not already enrolled will be enrolled automatically. Please see Cornell's health insurance requirements for summer students. After reviewing the requirements, refer to Summer SHP Enrollment if you wish to purchase SHP for the duration of your summer program.
Students enrolled in the 2020-2021 SHP plan year (August 1, 2020 – July 31, 2021) who go on a LOA mid-plan year may retain their SHP coverage through the end of the plan year (through July 31, 2021). Students who go on a LOA between May–July, 2021 may extend their coverage for three months into the next plan year (August 1 – October 31, 2021).
Please email us to learn how to extend your coverage.
Beginning during the 2020-2021 plan year, graduating students may extend their SHP coverage for three months into the next plan year (August 1 – October 31). Please email us to learn how to extend your coverage.
Learn more about insurance options for students after graduation.
Students who enroll in SHP may also enroll ...
Lawful spouse/domestic partners:
- Domestic students – the relationship must be documented by a domestic partner certificate, civil union certificate, or marriage license
- International students – the relationship must be documented by a copy of the dependent's visa (showing arrival date into the United States) and either a marriage license or a form documenting household register
- Includes biological children, stepchildren, and foster children up to age 29, who are not self-supporting, and who reside with you (or for whom you are court-ordered to provide insurance)
- A birth certificate for each child must be provided
How to enroll dependents
Enrollment in Cornell's student insurance plans is maintained through Gallagher Student Health. To enroll dependents, log in to Gallagher's website:
Once logged in, click "Enroll" and you will see an option for dependent enrollment.
- For students enrolling in the fall semester: August 31
- For students entering Cornell for the spring semester: January 31
- Late registrants: within 30 days of registration
If you have a dependent who experiences a significant life change that directly affects their insurance coverage (such as a loss of coverage from a prior plan, marriage, divorce, or reasons beyond a person’s control), the deadline to enroll in SHP is 31 days after the significant life-changing event.
Other insurance options for dependents
While SHP is an excellent choice for many dependents, there are some other options for dependent coverage through the state health insurance exchange. For example, Child Health Plus, a New York State program for children, offers coverage with low monthly premiums for those who qualify. Note: International students should consult the Office of Global Learning's Public Charge page before enrolling children in Child Health Plus.
Student Health Benefits staff members can help you review your options and select the best coverage to fit your family's needs. Please contact us.
You may also contact the Human Services Coalition of Tompkins County for information about private insurance options in the Ithaca area.